Chief executive's report
...and have emerged stronger and more resilient. Standard Bank remains the largest bank in Africa by earnings and assets, with a recognised and trusted brand, and an extremely strong balance sheet.
Ensuring our sustainability
...it is considered as much a citizen of a country as is a natural person who has citizenship. It is expected that the company will be and will be seen to be a responsible citizen.
...and our financial performance was disappointing. Severe pressure on our revenue streams more than offset the benefit we have seen from a significant improvement in the credit environment and a strong recovery in our insurance operations.